Rodrigo Acuña

Rodrigo Acuña is a Commercial Engineer, with a mention in Economics, from the Pontificia Universidad Católica de Chile, with postgraduate studies in Applied Macroeconomics from the same university. He is a partner and president of PrimAmérica Consultores, a company specializing in social security, pensions, savings, life insurance and finance, a former professor at the Management Development Center of the Pontificia Universidad Católica de Chile, and an external advisor to the International Federation of Fund Administrators (FIAP).

Rodrigo Acuña has been an executive of social security and financial institutions and an international consultant for governments, multinational entities and private sector investors on social security and savings programs. He has also been the coordinator and author of numerous publications dedicated to the analysis of pension systems and savings programs.

Guillermo Arthur

Guillermo Arthur is a lawyer and has a law degree from the Pontificia Universidad Católica de Chile, specializing in labor and social security areas. Former Minister of Labor and Social Welfare, Former President of the Association of Pension Fund Administrators and Former Director of Banco Santander Chile. He is currently President of the International Federation of Pension Fund Administrators (FIAP) and Vice President of AFP Capital of Grupo SURA. In addition, he is a member of the Board of Directors of the International Labour Organization (ILO), of the Executive Council of the International Organisation of Employers (IOE) and of the Labor Commission of the Confederation of Production and Commerce of Chile.

He is the Author of the book “Legal Regime of the New Pension System” Editorial Jurídica de Chile, 1999.

Gautam Bhardwaj

Gautam Bhardwaj is an Ashoka Fellow and co-founder of pinBox Solutions -- a global pensionTech and expert advisory firm committed exclusively to digital micro-pension inclusion for self-employed women and youth across Asia, Africa and Latin America.

Over the last 25 years, Gautam has worked closely with several governments, regulators, DFIs and financial inclusion stakeholders on pension policy formulation and in designing digital strategies for expanding pension coverage to low income, non-salaried workers. Gautam has also advised governments and/or pension regulators in India, Bangladesh, Rwanda, Uganda, Nepal, Nigeria, Papua New Guinea, Kenya and Indonesia on comprehensive pension and social security inclusion issues.

He served as advisor on pension reforms to the Indian Ministry of Finance between 1998 and 2010. He was one of the architects of India's National Pension System that today has roughly 40 million subscribers and over US$120 billion in aggregate AUM. He led a team that worked with the Rwanda Ministry of Finance to design, build and launch EjoHeza in 2019 -- Africa's first, fully digital micro-pension scheme that now has over 1.8m subscribers and an AUM of roughly RWF 35 billion.

Gautam has authored a number of policy reports, research papers and books on pension, financial sector and tax reforms. He co-produced “Saving the Next Billion from Old Age Poverty: Global Lessons for Local Action” with Parul Seth Khanna and William Joseph Price. 

David Blake

David Blake is Director of the Pensions Institute at Bayes Business School in City University of London. He is also: co-designer of the PensionMetrics life-cycle financial planning software and co-inventor of the Cairns-Blake-Dowd stochastic mortality model. In 2014, he was appointed Chair of the Independent Review of Retirement Income. Its report We Need a National Narrative: Building a Consensus around Retirement Income was published in March 2016. He has previously consulted with the Office for National Statistics, the National Audit Office, the Financial Conduct Authority, the Department for Work & Pensions, HM Revenue & Customs, HM Treasury, the Bank of England, the OECD, the International Monetary Fund and the World Bank. He has a PhD from the London School of Economics (LSE).

In his most recent literature, three research papers stand out:
i) Good Practice Principles in Modelling Defined Contribution Pension Plans (see here).
ii) Mental Time Travel and Retirement Savings (see here).
iii) Nudges and Networks: How to Use Behavioural Economics to Improve the Life Cycle Savings-Consumption Balance (see here).

Bernardo González

Bernardo González has a Bachelor's Degree in Administration with a specialty in Finance from the Instituto Tecnológico Autónomo de México and a Master's degree from the McCourt School of Public Policy at Georgetown University.

He is an expert in matters of the Mexican financial system, with an experience acquired through 20 years. To date, he is President of the Mexican Association of Pension Funds Management Companies (AMAFORE), as well as an advisor to the World Bank and the Financial Integrity Network.

He has worked for other multilateral organizations such as the Inter-American Development Bank (IDB) and the United Nations Development Programme (UNDP). He has also been a regulator of the Mexican financial system, both in the National Banking and Securities Commission (CNBV) and in the Ministry of Finance and Public Credit (SHCP). He has achieved high recognition in the Mexican and international financial sector for his knowledge and mastery of issues such as the digital transformation of institutions, Fintech, cybersecurity, competition in the stock market and financial inclusion.

Bernardo González has been a member of organizations that establish international standards such as the Financial Stability Board (FSB) of the G20, the Basel Committee, the Organisation for Economic Co-operation and Development (OECD), the Financial Action Task Force (FATF), the G20 Global Partnership for Financial Inclusion (GPFI), the Alliance for Financial Inclusion (AFI) and the International Organization of Securities Commissions (IOSCO), among others.

María de las Nieves Lanzagorta

María de las Nieves has a degree in Economics from the Autonomous Technological Institute of Mexico and has a Master's degree in Comparative Public Policy from the Latin American Faculty of Social Sciences.
She has worked in various institutions specializing in communication and financial education, in particular for the Mexican Association of Retirement Fund Administrators (AMAFORE), where she is currently Vice President of Liaison and, previously, for the National Banking and Securities Commission of Mexico and the National Bank of Foreign Trade.
She was a consultant in communication and financial education in projects for the Stock Exchanges in Mexico, the National Entrepreneur Institute, economic development NGOs and AMAFORE itself.

Carlos Ramírez

Carlos Ramírez, partner at Integralia Consultores, a Public Affairs firm based in Mexico City.

He has more than 25 years of experience in the public and private sectors. He was president of the National Commission for the Retirement Savings System 2013-2018. During that period he was a member of the Financial Stability Council of Mexico. He was president of the International Organisation of Pension Supervisors (IOPS) and the International Association of Pension Fund Supervisory Agencies.

He was previously a political risk consultant for Mexico at Eurasia Group, based in Washington DC, and responsible for the communication of Pemex, CONSAR and the Ministry of Finance. He is an economist from ITAM and a political scientist from UNAM. He has a master's degree in Public Policy from the London School of Economics and another in Economic Policy from Columbia University in New York.

Gonzalo Rengifo

Gonzalo Rengifo has a degree in economic and business sciences from CUNEF (University College of Financial Studies) in Madrid, Spain, having taken various financial specialization courses.

With extensive experience of more than 20 years in the financial sector, Gonzalo joined Pictet in 2002 as head of Pictet Asset Management Spain and covers Iberia and Latin America. He started as an analyst and portfolio manager at Safei in 1988, later holding various positions of responsibility in the Private Banking area as Director at Banco Urquijo, and as Deputy Director General at Schroders in Spain.

Gonzalo is a frequent contributor to radio and television specializing in economics.

Gonzalo Reyes

Gonzalo Reyes is a Senior Social Protection Economist for the Latin American and Caribbean Region at the World Bank. He holds a Ph.D. in Economics from Harvard University and an undergraduate degree on Economics and Business from Pontificia Universidad Catolica de Chile. Prior to joining the World Bank he worked for five years at the Pensions Supervisory Authority of Chile (Superintendencia de Pensiones) as a research economist, then as Head of the Research Department and finally as Head of the Studies Division. During that period he participated doing analytical work and developing policy proposals in the Pension Reform Process of 2008 and the legal amendments to the Unemployment Insurance system. He has also written research articles on the pension system and unemployment insurance system and participated in international seminars.

Waldo Tapia

Waldo Tapia is a lead specialist at the Labor Markets Division of the Inter-American Development Bank (IDB). Since 2008, he has been responsible for the development of various projects in the area of labor market and pensions in different countries in the region, such as Chile, Colombia, Costa Rica, Honduras, Jamaica, Panama, Paraguay and Uruguay; and he has participated in a variety of international forums. Before joining the IDB, he worked at the OECD Private Pension Unit in Paris. He was also a professor at the Pontificia Universidad Católica de Chile, at the School of Agricultural Economics. He holds a Master's Degree in Public Policy from the Korean Development Institute School in Seoul, Korea, and a Master's Degree in Economic Theory and Econometrics from the School of Economics of Toulouse, France. Currently, he is regional specialist located in Colombia, lead coordinator of the pension area at the IDB and lead coordinator of the Network for Pensions in Latin America and the Caribbean (PLAC Network).

David Tuesta

David Tuesta is the Director of PinBox Solutions Singapore, focused on the development of digital pensions in Latin America. He is president of the Private Council of Competitiveness in Peru. On the academic level, he is Associate Professor at the Instituto de Empresa-IE University of Madrid and Affiliated Researcher at the Risk Center of the University of Barcelona.

He has been Minister of Economy and Finance and senior manager of BBVA and CAF. He has led research projects with the IDB, OECD and the World Bank. In addition to being a minister, he has served the Peruvian government as a senior manager of Osinergmin and Sunat. Since the 1990s, he has been summoned by different governments as an expert in various economic reform processes.

David Tuesta holds a Ph.D. in Economics from the Pontifical Catholic University of Peru and a Master's in Public Affairs from the University of Minnesota in the United States of America. He has several books and research published by publishers and indexed scientific journals.

Diego Valero

He is Professor at the University of Barcelona and Professor at the London School of Economics in specialized pension programs and behavioral economics. He also teaches Behavioral Finance at IE-University. He has a Doctorate in Economics and Actuary, and a Diploma in Senior Business Management from IESE. He is also Honorary President of the 2008 class of the MBA and Executive MBA of ICADE. He is also Professor of Economics at Montessori International School. In addition to his career as a teacher, Dr. Valero has extensive experience in the business world. He is co-founder and president of Novaster and BeWay. He was President of OCOPEN (Organization of Pension Consultants of Spain). He was also Vice President of Spainsif (the Spanish Forum for Socially Responsible Investment). He has been President of the Scientific Committee of LIFE Colloquium 2017. He is Academic Adviser of the IPE Scholarship Fund. He has been summoned repeatedly by the Parliamentary Commission of the Toledo Pact in Spain, and other parliamentary pension commissions in Latin America. He is the only Spanish member of the American Academy of Social Security. He is the author of several books and more than a hundred articles. He has translated the book by Peter Diamond (Nobel Prize in Economics 2010) and Nicholas Barr “The necessary Reform: the future of pensions”. In 2018 he publishes together with Dras. Guillén and Ayuso the document “Efficient Management of Savings after Retirement”, winner of the XIII Higinio Raventós Age and Life Award.

Yuzhao Xie

Yuzhao Xie is currently an assistant researcher at the Chinese Academy of Labour and Social Security, Ministry of Human Resources and Social Security of the People’s Republic of China. She holds a Ph.D in management from Peking University, an MPA from University of Pittsburgh and served as the Aisa Research Fellow at the Ash Center, Havard Kennedy School (2018-19). Her research interests include retirement pension, social security and public administration.